Short answer
CF BANKSHARES INC. (CFBK) filed an 8-K current report with the SEC on July 28, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). Earnings release covers Q2 2026 ended June 30, 2026.
CF BANKSHARES INC. 8-K event analysis
AI summary of each reported item and its exhibits
Item 2.02 · Results of Operations and Financial Condition
- Earnings release covers Q2 2026 ended June 30, 2026
- Results issued July 28, 2026
- Detailed financial figures and management commentary in Exhibit 99.1
Item EX-99.1 · Exhibit EX-99.1
- Q2 net income $5.9M, up 18% sequentially, with diluted EPS $0.90 and PPNR $8.2M, up 26%
- NIM expanded 24bps sequentially to 2.93%, supported by higher asset yields and $370,000 commercial-loan prepayment income
- Commercial loan momentum: $135M funded, driving $52M net growth; total loans reached $1.8B
- Credit risk warrants monitoring: nonperforming loans rose to $20.8M, or 1.15%, while provision expense reached $944,000
- Deposit growth strengthened funding: core deposits increased $91M and noninterest-bearing balances rose $33M; 32.0% exceeded FDIC insurance limits
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