Short answer
CF BANKSHARES INC. (CFBK) filed an 8-K current report with the SEC on May 5, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). Q1 2026 results for quarter ended March 31, 2026 announced May 5, 2026.
CF BANKSHARES INC. 8-K event analysis
AI summary of each reported item and its exhibits
Item 2.02 · Results of Operations and Financial Condition
- Q1 2026 results for quarter ended March 31, 2026 announced May 5, 2026
- Detailed financial results and management commentary contained in Exhibit 99.1 earnings release
Item EX-99.1 · Exhibit EX-99.1
- Q1 net income $5.0M, up 13% YoY; diluted EPS $0.77 versus $0.68
- Core commercial loan growth $45M, annualized 15%; Q1 payoffs pressured average loans and interest income
- NIM 2.69%, up 5bps YoY but down 16bps sequentially; cost of funds declined 34bps YoY
- Noninterest income rose 23% to $1.5M, led by $172,000 higher customer fees
- Asset-quality risk increased: nonaccrual loans reached $20.3M, or 1.14%, with allowance coverage falling to 91.77%
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