8-K current report · filed Apr 24, 2026

CF BANKSHARES INC. (CFBK) 8-K Current Report: April 24, 2026

Item 7.01Item EX-99.1CFBK overview

Short answer

CF BANKSHARES INC. (CFBK) filed an 8-K current report with the SEC on April 24, 2026 reporting Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). 2025 Annual Report and stockholder letter mailed around April 24, 2026.

CF BANKSHARES INC. 8-K event analysis

AI summary of each reported item and its exhibits

Item 7.01 · Regulation FD Disclosure

  • 2025 Annual Report and stockholder letter mailed around April 24, 2026
  • Letter covers 2025 results and 2026 outlook, providing management’s investor-facing perspective
  • Annual stockholder meeting scheduled for May 27, 2026
  • Exhibit 99 contains the substantive letter and should be reviewed for outlook details

Item EX-99.1 · Exhibit EX-99.1

  • Commercial banking teams and related staff nearly doubled during 2025, signaling significant upfront investment in franchise expansion
  • Management targets scalable commercial growth through relationship-driven lending and treasury management services
  • Mortgage producer additions aim to increase salable residential loans and non-interest fee income
  • Treasury Management expansion targets fee income, core deposits, and nonprofit relationships
  • 1-year stock return through April 1, 2026: +28% versus +12% for the NASDAQ Bank Index

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