8-K current report · filed Jul 21, 2026

Capital One (COF) 8-K Current Report: July 21, 2026

Item 7.01Item EX-99.1COF overview

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Capital One (COF) filed an 8-K current report with the SEC on July 21, 2026 reporting Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). Monthly charge-off and delinquency metrics furnished for the month ended June 30, 2026.

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Item 7.01 · Regulation FD Disclosure

  • Monthly charge-off and delinquency metrics furnished for the month ended June 30, 2026
  • Credit-performance data offers investors an early read on portfolio asset quality and potential provisioning pressure
  • Detailed metrics contained in Exhibit 99.1

Item EX-99.1 · Exhibit EX-99.1

  • June credit-card balances $259.0B, with net charge-offs $934M and a 4.37% annualized charge-off rate
  • Domestic credit-card 30+ day performing delinquencies totaled $8.77B, or 3.39% of period-end loans
  • Auto loans totaled $89.3B, with $122M net charge-offs and a 1.65% annualized rate
  • Auto 30+ day delinquencies reached $3.86B, or 4.32%; nonperforming loans totaled $546M, or 0.61%

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