8-K current report · filed Sep 15, 2026

Capital One (COF) 8-K Current Report: September 15, 2026

Item 7.01Item EX-99.1COF overview

Short answer

Capital One (COF) filed an 8-K current report with the SEC on September 15, 2026 reporting Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). Monthly charge-off and delinquency metrics furnished for August 31, 2026.

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AI summary of each reported item and its exhibits

Item 7.01 · Regulation FD Disclosure

  • Monthly charge-off and delinquency metrics furnished for August 31, 2026
  • Credit-performance disclosure offers investors updated visibility into loan losses and delinquency trends
  • Exhibit 99.1 contains the underlying monthly portfolio metrics

Item EX-99.1 · Exhibit EX-99.1

  • August domestic credit-card loans $260.642B; net charge-off rate 4.16%, indicating elevated credit losses
  • Domestic credit-card 30+ day performing delinquencies $9.297B, or 3.57% of period-end loans
  • Auto loans $91.886B; net charge-off rate 1.66%, materially below domestic credit cards
  • Auto delinquencies $4.171B, or 4.54%; nonperforming loans $572M, or 0.62%
  • Credit metrics highlight higher loss exposure in cards versus auto, relevant to provisions and earnings sensitivity

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