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Capital One (COF) filed an 8-K current report with the SEC on August 17, 2026 reporting Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). July 31, 2026 monthly charge-off and delinquency metrics furnished under Regulation FD.
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AI summary of each reported item and its exhibits
Item 7.01 · Regulation FD Disclosure
- July 31, 2026 monthly charge-off and delinquency metrics furnished under Regulation FD
- Credit-performance indicators relevant to monitoring portfolio asset quality and potential future loss trends
- Exhibit 99.1 contains the underlying monthly metrics for investor review
Item EX-99.1 · Exhibit EX-99.1
- July credit-card loans $258.94B, with net charge-offs $881M and a 4.12% annualized loss rate
- Credit-card 30+ day performing delinquencies totaled $9.014B, or 3.48% of period-end loans
- Auto loans $90.545B, with $111M net charge-offs and a 1.48% annualized loss rate
- Auto 30+ day delinquencies reached $3.979B, or 4.39%; nonperforming loans totaled $571M, or 0.63%
- Metrics provide monthly signals on consumer-credit deterioration and potential future provision pressure
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