8-K current report · filed Jul 23, 2026

BREAD FINANCIAL HOLDINGS, INC. (BFH) 8-K Current Report: July 23, 2026

Item 2.02Item 7.01Item 8.01Item EX-99.1BFH overview

Short answer

BREAD FINANCIAL HOLDINGS, INC. (BFH) filed an 8-K current report with the SEC on July 23, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure), Item 8.01 (Other Events), Item EX-99.1 (Exhibit EX-99.1). Q2 2026 results covered quarter ended June 30, 2026.

BREAD FINANCIAL HOLDINGS, INC. 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Q2 2026 results covered quarter ended June 30, 2026
  • Earnings release issued July 23, 2026
  • Detailed operating results and financial supplement furnished as Exhibits 99.1 and 99.2

Item 7.01 · Regulation FD Disclosure

  • Investor presentation posted July 23, 2026 alongside Q2 2026 earnings materials
  • Presentation intended for management discussions with analysts, investors and market participants
  • Presentation available on Bread Financial’s Investors page under Events & Presentations

Item 8.01 · Other Events

  • Filing signed July 23, 2026 by Joseph L. Motes III
  • Signatory’s roles: Executive Vice President, Chief Administrative Officer, General Counsel and Secretary

Item EX-99.1 · Exhibit EX-99.1

  • Quarterly dividends declared for Series A and Series B preferred stock, signaling continued distributions to preferred holders
  • Series A dividend $21.56 per share, or $0.539 per depositary share
  • Series B dividend $30.32 per share, or $0.758 per depositary share
  • Common-stock dividend maintained at $0.23 per share
  • All dividends payable September 15, 2026, to holders of record August 31, 2026

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