Short answer
BREAD FINANCIAL HOLDINGS, INC. (BFH) filed an 8-K current report with the SEC on September 15, 2026 reporting Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). Bread Financial issued a performance update covering results through August 31, 2026.
BREAD FINANCIAL HOLDINGS, INC. 8-K event analysis
AI summary of each reported item and its exhibits
Item 7.01 · Regulation FD Disclosure
- Bread Financial issued a performance update covering results through August 31, 2026
- Exhibit 99.1 contains the disclosed operating and financial details for investor review
Item EX-99.1 · Exhibit EX-99.1
- August average loans $18.588B, up 5.6% year over year, indicating portfolio growth
- Net principal loss rate improved to 6.40% from 7.57%, with losses declining to $101M from $113M
- Delinquency rate fell to 5.36% from 5.84%, despite higher loan balances
- 30-days-plus delinquent principal declined to $885M from $934M, signaling improved near-term credit performance
Generated from the filing text and exhibits; verify against the original. What 8-K item codes mean
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