Short answer
BREAD FINANCIAL HOLDINGS, INC. (BFH) filed an 8-K current report with the SEC on July 23, 2026 reporting Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). Press release covers performance through June 30, 2026.
BREAD FINANCIAL HOLDINGS, INC. 8-K event analysis
AI summary of each reported item and its exhibits
Item 7.01 · Regulation FD Disclosure
- Press release covers performance through June 30, 2026
- Exhibit 99.1 contains the substantive financial update for investor review
Item EX-99.1 · Exhibit EX-99.1
- June loan balances $18.477B, up 4.1% year over year on average balances
- Monthly net principal loss rate 6.88%, with $104M in net principal losses
- Three-month net principal loss rate 6.98%, totaling $317M in net principal losses
- Delinquency rate improved to 5.25% from 5.73% year over year
- 30-plus-day delinquencies declined to $859M from $922M, supporting improved credit performance despite portfolio growth
Generated from the filing text and exhibits; verify against the original. What 8-K item codes mean
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