ARL at a glance
AMERICAN REALTY INVESTORS INC (ARL, SEC CIK 1102238) filed its latest 10-K annual report on March 12, 2026, a 10-Q quarterly report on August 6, 2026 and an 8-K current report on August 6, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), AMERICAN REALTY INVESTORS INC (ARL) reported revenue of $50.0 million (up 5.7% from FY2024) and net income of $15.7 million. Diluted EPS was $0.97.
- As of June 30, 2026, 11 institutional investment managers tracked by SignalX reported holding AMERICAN REALTY INVESTORS INC (ARL) shares worth $5.7 million in 13F-HR filings.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $50.0M
- +5.7% vs prior year
- Insiders · 90 days
- 0 buys · 0 sells
- No open-market trades
- 13F holders
- 11 funds
- $5.7M · −1 vs prior quarter
- Latest 8-K
- Aug 6, 2026
- Item 2.02
AI 10-K Annual Report Analysis
Latest 10-K, fiscal year ended Dec 31, 2025
Business Overview
- Core business: Acquisition, development, and ownership of multifamily and commercial properties in Southern U.S. with investments in mortgage notes and land
- New emphasis on multifamily development: $69M spent on 4 multifamily developments totaling 906 units, with substantial completion of 3 projects in 2025
- Strategic shift: Increased partnership with third-party developers, including Pillar Income Asset Management acting as developer and manager
- Portfolio metrics: 13 operating multifamily properties (2,128 units), 3 in lease-up (672 units), 1 under development (234 units), plus 4 commercial office buildings and 1,792 acres of land
- Noteworthy: Sold Villas at Bon Secour for $28M with $12.2M gain and used $63.8M construction loans to fund development projects in 2025
Risk Factors
- Regulatory risk: HUD insured loans $123.6M (58% of mortgage notes) require extensive compliance affecting financing options
- Macroeconomic threat: Southern US concentration exposes to regional economic downturns impacting property values and rental demand
- Operational risk: Reliance on third-party property managers with limited oversight risks ineffective property operations and liability exposure
- Competitive risk: Competition includes publicly held REITs and institutional funds able to offer more attractive tenant terms
- Financial risk: Total indebtedness $277.6M with fixed debt service obligations increases vulnerability to economic declines and refinancing challenges
Management Discussion & Analysis
- Principal cash sources: property operations, property sales, mortgage notes receivable, refinancing, borrowings
- Cash uses: expenses, debt service and repayments including balloon payments, capex, tenant improvements, leasing, development costs
- Cash, equivalents, and short-term investments at 12/31/25 plus 2026 operational cash expected sufficient for all needs
- Potential liquidity options: selective asset sales, debt refinancing/extending, additional secured borrowings
- Historical success in refinancing current maturity obligations noted
AI summary of the ARL 10-K filed . Generated from the filing text; verify against the original.View on SEC EDGARHow to read a 10-K
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Revenue $12.9M, up $706K YoY, with multifamily $8.95M and commercial $3.92M
- Net loss $1.25M vs net income $2.86M YoY
- Multifamily NOI $2.83M vs $3.96M, worst segment; commercial NOI $1.86M vs $1.66M
- Operating cash used $1.52M vs $10.32M; development spending declined $41.8M
- Cash and equivalents expected sufficient; risks include competition, interest rates and lease-up timing
Risk Factors
- No risk-factors section provided; supplied text contains Items 2–6 and exhibits only
- Repurchase-program risk: 263,250 shares remaining under the 1,250,000-share authorization
- Liquidity signal: no shares repurchased during six months ended June 30, 2026
- Compliance disclosures: “Defaults Upon Senior Securities,” “Mine Safety Disclosures,” and “Other Information” each reported None
AI summary of the ARL 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 2.02: Results of Operations and Financial Condition
- ARL reported operational results for the quarter ended June 30, 2026
- Results announcement furnished as Exhibit 99.1 for detailed financial and operating metrics
Item EX-99.1: Item EX-99.1
- Q2 2026 net loss attributable to common shares $1.0M, or $0.06 per share, versus $2.8M profit, or $0.18, in Q2 2025
- Revenue increased to $12.9M from $12.2M, driven by multifamily lease-up and higher Stanford Center occupancy
Item 2.02: Results of Operations and Financial Condition
- Q1 2026 operating results for quarter ended March 31, 2026
- Earnings announcement furnished as Exhibit 99.1, containing the substantive financial details
Item 2.02: Results of Operations and Financial Condition
- Q4 2025 earnings announcement filed March 12, 2026: full results in Exhibit 99.1
- ARL is a real estate investment company; quarterly results reflect rental income, occupancy, and FFO trends critical for dividend sustainability
AI summaries of ARL 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for ARL
Don't miss the next ARL filing
- Alerts as it files. A push when ARL files an 8-K or an insider trades.
- Fund moves. Which tracked funds opened, added or cut ARL, by share count.
- Ask anything. An AI agent that reads every ARL filing and answers with sources.
ARL alerts on your phone. Follow it in the SignalX Android app.
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $50.5M | $47.3M | $50.0M |
| Operating Income | -$11.2M | -$6.6M | -$6.4M |
| Net Income | - | -$14.7M | $15.7M |
| Op. Margin | -22.3% | -14.0% | -12.9% |
| Net Margin | - | -31.1% | 31.4% |
| Balance Sheet | |||
| Total Assets | $1.0B | $1.0B | $1.1B |
| Equity | $617.0M | $601.8M | $617.4M |
| ROE | - | -2.4% | 2.5% |
| Per Share | |||
| EPS | $0.25 | $-0.91 | $0.97 |
| Cash Flow | |||
| Operating CF | -$31.1M | $1.1M | -$5.6M |
Source: XBRL data in AMERICAN REALTY INVESTORS INC (ARL)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate ARL share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 11 | $5.7M |
| Q1 2026 | 12 | $2.8M |
| Q4 2025 | 12 | $3.1M |
| Q3 2025 | 12 | $3.3M |
| Q2 2025 | 13 | $2.8M |
| Q1 2025 | 10 | $1.1M |
| Q4 2024 | 6 | $1.3M |
| Q3 2024 | 4 | $1.0M |
- BlackRock+85.0K (+92%)
- Vanguard Capital Management LLC+3.2K (+24%)
- Vanguard Portfolio Management LLC+1.4K (+18%)
- Morgan Stanley+897 (+54%)
- Wells Fargo & Co+647 (+129%)
- Northern Trust−6.7K (-34%)
- Renaissance Technologies LLC−100 (-1%)
- Invesco Ltd−10.1K
Source: 13F-HR filings on SEC EDGAR (aggregated from 80 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
ARL filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
8-K current reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 8-K | Aug 6, 2026 | - | Analysis | - |
| 10-Q | Aug 6, 2026 | Jun 30, 2026 | Analysis | |
| 8-K | May 7, 2026 | - | Analysis | |
| 10-Q | May 7, 2026 | Mar 31, 2026 | Analysis | |
| 8-K | Mar 12, 2026 | - | Analysis | - |
| 10-K | Mar 12, 2026 | Dec 31, 2025 | Analysis | |
| 8-K | Dec 29, 2025 | - | - | |
| 8-K | Dec 12, 2025 | - | - | |
| 10-Q | Nov 6, 2025 | Sep 30, 2025 | Analysis | |
| 10-Q | Aug 7, 2025 | Jun 30, 2025 | - | |
| 10-Q | May 8, 2025 | Mar 31, 2025 | - | |
| 10-K | Mar 20, 2025 | Dec 31, 2024 | - | |
| 10-Q | Nov 7, 2024 | Sep 30, 2024 | - | |
| 10-Q | Aug 8, 2024 | Jun 30, 2024 | - | |
| 10-Q | May 9, 2024 | Mar 31, 2024 | - | |
| 10-K | Mar 21, 2024 | Dec 31, 2023 | - | |
| 10-Q | Nov 9, 2023 | Sep 30, 2023 | - | |
| 10-Q | Aug 10, 2023 | Jun 30, 2023 | - | |
| 10-Q | May 11, 2023 | Mar 31, 2023 | - | |
| 10-K | Mar 23, 2023 | Dec 31, 2022 | - | |
| 10-Q | Nov 10, 2022 | Sep 30, 2022 | - | |
| 10-Q | Aug 12, 2022 | Jun 30, 2022 | - | |
| SC 13D | Aug 1, 2022 | - | - | |
| 10-Q | May 13, 2022 | Mar 31, 2022 | - | |
| 10-K | Mar 29, 2022 | Dec 31, 2021 | - |
Related Real Estate companies
- BOC · BOSTON OMAHA CorpReal Estate Operators (No Developers) & Lessors
- INVH · Invitation HomesReal Estate Operators (No Developers) & Lessors
- AKR · ACADIA REALTY TRUSTReal Estate Investment Trusts
- ACR · ACRES Commercial Realty Corp.Real Estate Investment Trusts
- ADAM · ADAMAS TRUST, INC.Real Estate Investment Trusts
- AHRT · AH Realty Trust, Inc.Real Estate
- ALX · ALEXANDERS INCReal Estate Investment Trusts
- ARE · Alexandria Real Estate EquitiesReal Estate Investment Trusts
ARL SEC filings: frequently asked questions
Which institutions hold ARL stock?
As of June 30, 2026, the largest AMERICAN REALTY INVESTORS INC (ARL) holders among the 13F filers tracked by SignalX were BlackRock ($4.0 million), State Street Corp ($409,000), Vanguard Capital Management LLC ($368,000), Renaissance Technologies LLC ($327,000), Northern Trust ($287,000). 13F-HR reports are filed up to 45 days after each quarter ends.
What was ARL's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), AMERICAN REALTY INVESTORS INC (ARL) reported revenue of $50.0 million (up 5.7% from FY2024) and net income of $15.7 million. Diluted EPS was $0.97. The figures come from the XBRL data in the 10-K.
What are the main risks in ARL's latest 10-K?
In the 10-K filed March 12, 2026, AMERICAN REALTY INVESTORS INC (ARL) flagged: Regulatory risk: HUD insured loans $123.6M (58% of mortgage notes) require extensive compliance affecting financing options. Macroeconomic threat: Southern US concentration exposes to regional economic downturns impacting property values and rental demand. (AI summary of the Risk Factors section.)
What did ARL report in its latest 8-K?
AMERICAN REALTY INVESTORS INC (ARL) filed an 8-K on August 6, 2026 reporting Item 2.02 (Results of Operations and Financial Condition). ARL reported operational results for the quarter ended June 30, 2026.
What are the latest ARL SEC filings?
AMERICAN REALTY INVESTORS INC (ARL) filed its latest 10-K annual report on March 12, 2026, a 10-Q quarterly report on August 6, 2026 and an 8-K current report on August 6, 2026.
What is ARL's SEC CIK number?
AMERICAN REALTY INVESTORS INC (ARL)'s SEC Central Index Key (CIK) is 1102238. EDGAR lists every ARL filing under that number.
Ask anything about ARL
The research agent reads ARL's filings, financials, insider trades and 13F holders, then answers with sources.