8-K current report · filed Jul 23, 2026

WEST BANCORPORATION INC (WTBA) 8-K Current Report: July 23, 2026

Item 2.02Item 7.01Item EX-99.1WTBA overview

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WEST BANCORPORATION INC (WTBA) filed an 8-K current report with the SEC on July 23, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). Second-quarter earnings for period ended June 30, 2026, announced July 23, 2026.

WEST BANCORPORATION INC 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Second-quarter earnings for period ended June 30, 2026, announced July 23, 2026
  • Quarterly dividend declared, supporting shareholder income
  • Full financial results and dividend details contained in Exhibit 99.1

Item 7.01 · Regulation FD Disclosure

  • Earnings Presentation furnished as Exhibit 99.2 under Regulation FD
  • Investor-relevant financial and operating details contained in the attached presentation
  • Information furnished, not filed under Exchange Act Section 18
  • Exhibit excluded from incorporation by reference absent specific filing language

Item EX-99.1 · Exhibit EX-99.1

  • Q2 net income $11.1M, up 38.8% YoY; diluted EPS $0.64 versus $0.47
  • Net interest margin 2.69% versus 2.27% YoY, driven by lower deposit costs and $25.5M net interest income
  • Quarterly dividend increased $0.01 to $0.26 per share, payable August 19, 2026
  • Credit quality strong with no nonaccrual loans and no credit-loss expense, though substandard loans rose to $14.4M
  • Tangible common equity ratio improved to 6.97% from 5.94% YoY, supporting capital resilience and dividend capacity

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