8-K current report · filed Apr 23, 2026

WEST BANCORPORATION INC (WTBA) 8-K Current Report: April 23, 2026

Item 2.02Item 7.01Item EX-99.1WTBA overview

Short answer

WEST BANCORPORATION INC (WTBA) filed an 8-K current report with the SEC on April 23, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). First-quarter earnings for period ended March 31, 2026 announced April 23, 2026.

WEST BANCORPORATION INC 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • First-quarter earnings for period ended March 31, 2026 announced April 23, 2026
  • Quarterly dividend declared, supporting shareholder income expectations
  • Exhibit 99.1 contains earnings figures and dividend details requiring review
  • Results furnished under Item 2.02, not treated as filed under Exchange Act Section 18

Item 7.01 · Regulation FD Disclosure

  • Earnings Presentation furnished as Exhibit 99.2 under Regulation FD
  • Exhibit likely contains the company’s investor-facing financial and operating update
  • Disclosure not deemed filed under Exchange Act Section 18
  • Presentation not incorporated by reference into other filings unless expressly stated

Item EX-99.1 · Exhibit EX-99.1

  • Q1 2026 net income $10.6M, or $0.61 diluted EPS, up 34.8% YoY and 42.4% sequentially
  • Net interest margin rose to 2.59% from 2.28% YoY as deposit costs fell 40 basis points
  • Credit remains exceptionally strong: no nonaccrual loans, zero credit-loss expense, and watch-list loans down to $41.3M
  • Deposits fell $133.5M sequentially, including a $95.4M decline excluding brokered deposits, increasing liquidity-monitoring importance
  • Quarterly dividend maintained at $0.25 per share, payable May 20, 2026; tangible common equity ratio improved to 6.75%

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