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UNITY BANCORP INC /NJ/ (UNTY) filed an 8-K current report with the SEC on April 14, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). Q1 2026 results covered three months ended March 31, 2026.
UNITY BANCORP INC /NJ/ 8-K event analysis
AI summary of each reported item and its exhibits
Item 2.02 · Results of Operations and Financial Condition
- Q1 2026 results covered three months ended March 31, 2026
- April 14, 2026 press release contains the detailed financial results and operating metrics
- Quarterly earnings disclosure provides the market’s primary update on Unity Bancorp’s financial performance
Item EX-99.1 · Exhibit EX-99.1
- Q1 2026 net income $14.3M, or $1.40 diluted EPS, down 7.7% sequentially but up 23.2% year over year
- Net interest margin fell to 4.53% from 4.60%, while loan growth reached 10.9% year over year
- Credit provision declined to $1.0M from $2.2M, but nonaccrual assets rose 78.4% year over year to $32.1M
- Deposits increased 2.4% sequentially, with uninsured or uncollateralized deposits at 21.6% of total deposits
- Capital and liquidity remained strong, including 14.50% CET1, $229.2M cash, and $410.7M available funding
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