Short answer
UNITY BANCORP INC /NJ/ (UNTY) filed an 8-K current report with the SEC on July 14, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). Results cover the six months ended June 30, 2026.
UNITY BANCORP INC /NJ/ 8-K event analysis
AI summary of each reported item and its exhibits
Item 2.02 · Results of Operations and Financial Condition
- Results cover the six months ended June 30, 2026
- July 14, 2026 press release contains the financial results and operating details
- Semiannual performance update relevant to assessing Unity Bancorp’s 2026 earnings trajectory
Item EX-99.1 · Exhibit EX-99.1
- Q2 net income $14.5M, diluted EPS $1.42, up from $1.40 Q/Q, supported by stronger core banking earnings
- Net interest income rose 3.6% Q/Q to $31.8M; NIM expanded 3 bps to 4.56%
- Loans increased 5.4% since December to $2.68B, while deposits grew 6.0% to $2.46B, supporting continued balance-sheet expansion
- Credit risk warrants monitoring: nonaccrual assets rose to $34.5M and nonaccrual loans reached 1.23% of loans
- Noninterest income fell 33.2% Q/Q to $1.9M, reflecting $643K net securities losses linked partly to approximately 2.2M Patriot National Bancorp shares
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