8-K current report · filed Jul 17, 2026

SOUTH PLAINS FINANCIAL, INC. (SPFI) 8-K Current Report: July 17, 2026

Item 2.02Item 7.01Item 8.01Item EX-99.1SPFI overview

Short answer

SOUTH PLAINS FINANCIAL, INC. (SPFI) filed an 8-K current report with the SEC on July 17, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure), Item 8.01 (Other Events), Item EX-99.1 (Exhibit EX-99.2). Q2 2026 results for quarter ended June 30, 2026 announced July 17, 2026.

SOUTH PLAINS FINANCIAL, INC. 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Q2 2026 results for quarter ended June 30, 2026 announced July 17, 2026
  • Financial details and management commentary provided in Exhibit 99.1

Item 7.01 · Regulation FD Disclosure

  • Earnings conference call scheduled July 17, 2026 at 8:30 p.m. Eastern Time
  • Discussion covers second-quarter results ended June 30, 2026
  • Earnings presentation furnished as Exhibit 99.2 and posted under SPFI’s “News & Events” section
  • Disclosure furnished under Regulation FD, limiting Exchange Act Section 18 liability and automatic incorporation into filings

Item 8.01 · Other Events

  • Quarterly cash dividend of $0.18 per share declared
  • August 10, 2026 payment date for shareholders of record July 27, 2026
  • Dividend announcement signals ongoing shareholder distributions by South Plains Financial

Item EX-99.1 · Exhibit EX-99.2

  • Q2 net income $19.0M and diluted EPS $0.96, up from $14.5M and $0.85 in Q1
  • BOH acquisition added $631.9M loans, $595.6M deposits and approximately $667M interest-earning assets
  • Loan growth included $35.4M organic expansion, while deposits added $288.6M organically year over year
  • Net interest margin declined to 4.00% from 4.04% sequentially as acquired deposit costs increased to 208 basis points
  • Credit metrics remained stable: nonperforming assets 0.19%, net charge-offs 0.06% and allowance coverage 1.41%

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