Short answer
SOUTH PLAINS FINANCIAL, INC. (SPFI) filed an 8-K current report with the SEC on April 28, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.2). Q1 2026 results for the quarter ended March 31, 2026.
SOUTH PLAINS FINANCIAL, INC. 8-K event analysis
AI summary of each reported item and its exhibits
Item 2.02 · Results of Operations and Financial Condition
- Q1 2026 results for the quarter ended March 31, 2026
- Results announcement issued April 28, 2026
- Detailed financial results furnished in Exhibit 99.1 for investor review
Item 7.01 · Regulation FD Disclosure
- Earnings conference call scheduled April 28, 2026 at 5:00 p.m. Eastern
- Discussion covers first-quarter results ended March 31, 2026
- Earnings slide presentation furnished as Exhibit 99.2 and posted under “News & Events” at spfi.bank
- Disclosure furnished under Regulation FD, limiting Exchange Act Section 18 liability and automatic incorporation into other filings
Item EX-99.1 · Exhibit EX-99.2
- Q1 2026 net income $14.5M, diluted EPS $0.85, up from $12.3M and $0.72 YoY
- Net interest margin improved to 4.04% from 3.81%, supported by lower deposit costs and higher loan yields
- Deposits grew 6.2% YoY to $4.03B, with noninterest-bearing deposits representing 25.7% of total deposits
- Credit quality strengthened as nonperforming assets fell to 0.13% and annualized net charge-offs declined to 0.04%
- BOH merger completed April 1, adding $685.0M assets, $631.9M loans, and $595.6M deposits to the platform
Generated from the filing text and exhibits; verify against the original. What 8-K item codes mean
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