10-Q quarterly report · filed Aug 10, 2026

Sound Financial Bancorp, Inc. (SFBC) Q2 2026 10-Q Quarterly Report

Short answer

Sound Financial Bancorp, Inc. (SFBC) filed its Q2 2026 10-Q quarterly report on Aug 10, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $15M (down 0.5% year over year) with net income of $3M.

Q2 2026 key financials · XBRL

Revenue
$15M
−0.5% YoY · +2.6% QoQ
Net income
$3M
+22.6% YoY · +59.6% QoQ
EPS (diluted)
$0.98
+24.1% YoY · +60.7% QoQ

Source: XBRL data from the Sound Financial Bancorp, Inc. (SFBC) Q2 2026 10-Q on SEC EDGAR. USD.

Sound Financial Bancorp, Inc. Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Liquidity resources $127.6M in cash, cash equivalents, and available-for-sale securities
  • Loans held-for-sale $1.6M as of June 30, 2026
  • FHLB borrowing capacity $201.7M and Federal Reserve discount-window access $21.1M
  • No outstanding FHLB or Federal Reserve advances; $20.0M Pacific Coast Bankers’ Bank facility unused
  • Management expected borrowing facilities to fund originations, withdrawals, commitments, and maturities

Risk Factors

  • No risk-factors section provided; submitted text covers Items 2–6 rather than changes from the 10-K
  • No director or officer adopted or terminated Rule 10b5-1 or non-Rule 10b5-1 trading arrangements
  • No share repurchases during the three months ended June 30, 2026
  • No defaults upon senior securities reported
  • Outstanding subordinated notes bear 5.25% fixed-to-floating interest and mature October 1, 2030

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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