10-Q quarterly report · filed May 12, 2026

Sound Financial Bancorp, Inc. (SFBC) Q1 2026 10-Q Quarterly Report

Short answer

Sound Financial Bancorp, Inc. (SFBC) filed its Q1 2026 10-Q quarterly report on May 12, 2026 for the quarter ended Mar 31, 2026. Quarterly revenue was $14M (up 5.5% year over year) with net income of $2M.

Q1 2026 key financials · XBRL

Revenue
$14M
+5.5% YoY
Net income
$2M
+35.0% YoY
EPS (diluted)
$0.61
+35.6% YoY

Source: XBRL data from the Sound Financial Bancorp, Inc. (SFBC) Q1 2026 10-Q on SEC EDGAR. USD.

Sound Financial Bancorp, Inc. Q1 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Cash and equivalents plus available-for-sale securities $145.5 million at March 31, 2026
  • Loans held-for-sale $281 thousand at March 31, 2026
  • FHLB borrowing capacity $182.6 million, with $10.0 million outstanding
  • Federal Reserve discount-window access $19.1 million, with no balance outstanding
  • Pacific Coast Bankers’ Bank credit facility $20.0 million, with no balance outstanding

Risk Factors

  • No risk-factors section provided; supplied text covers Items 2–6
  • No newly added, updated, regulatory, operational, competitive, or financial risks identifiable
  • No share repurchases during the quarter
  • No defaults upon senior securities reported
  • No director or officer trading-plan adoptions or terminations during the quarter

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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