SFBC Sound Financial Bancorp, Inc.
Q3 2025 10-Q
Filed: Nov 12, 2025Period ending Sep 30, 2025
Financials
Savings Institution, Federally CharteredSEC EDGAR Sound Financial Bancorp, Inc. (SFBC) 10-Q quarterly report for Q3 2025, filed with SEC EDGAR on Nov 12, 2025 for the fiscal period ending Sep 30, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.
AI Filing AnalysisQ3 2025 10-Q
Management Discussion & Analysis
- • Stockholders’ equity $107.5M at Sep 30, 2025 vs $103.7M at Dec 31, 2024, net income $4.9M in nine months ended Sep 30, 2025
- • Dividends paid $0.57/share for nine months ended Sep 30, 2025 and 2024, payout ratio 29.75% vs 53.66% YoY
Quarterly Financial SummaryXBRL
Revenue
$15M
▼ -1.3% YoY▼ -1.8% QoQ
Net Income
$2M
▲ +46.8% YoY▼ -17.4% QoQ
Net Margin
11.6%
▲ +379bp YoY▼ -219bp QoQ
ROE
1.6%
Total Assets
$1.1B
EPS (Diluted)
$0.66
▲ +50.0% YoY▼ -16.5% QoQ
Operating Cash Flow
$4M
▲ +16.0% YoY▲ +868.8% QoQ
Source: XBRL data from Sound Financial Bancorp, Inc. Q3 2025 10-Q filing on SEC EDGAR. All figures in USD.
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