8-K current report · filed Jul 31, 2026

SB FINANCIAL GROUP, INC. (SBFG) 8-K Current Report: July 31, 2026

Item 2.02Item EX-99.1SBFG overview

Short answer

SB FINANCIAL GROUP, INC. (SBFG) filed an 8-K current report with the SEC on July 31, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). Exhibit 99.1 contains the fiscal year 2026 results release and is the key source for financial performance details.

SB FINANCIAL GROUP, INC. 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Exhibit 99.1 contains the fiscal year 2026 results release and is the key source for financial performance details
  • Information furnished under Item 2.02, limiting Section 18 liability and registration-statement incorporation absent explicit inclusion

Item EX-99.1 · Exhibit EX-99.1

  • Q2 net income $4.5M, up 16.7% YoY, with diluted EPS $0.72, up 20.0%
  • Loans grew 8.7% to $1.19B while deposits increased 11.3% to $1.39B, supporting continued balance-sheet expansion
  • Net interest income rose 6.8% to $13.0M, despite margin compression to 3.43% from 3.48%
  • Asset quality improved, with nonperforming assets declining to 0.27% of assets from 0.41%
  • Six-month net income increased 46.3% to $8.8M, while efficiency improved to 67.32% from 68.90%

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