8-K current report · filed Apr 22, 2026

SB FINANCIAL GROUP, INC. (SBFG) 8-K Current Report: April 22, 2026

Item 7.01Item EX-99.1SBFG overview

Short answer

SB FINANCIAL GROUP, INC. (SBFG) filed an 8-K current report with the SEC on April 22, 2026 reporting Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). 2025 net income $14.0M, or $2.19/share, with ROAA 0.93% and ROAE 10.38%.

SB FINANCIAL GROUP, INC. 8-K event analysis

AI summary of each reported item and its exhibits

Item EX-99.1 · Exhibit EX-99.1

  • 2025 net income $14.0M, or $2.19/share, with ROAA 0.93% and ROAE 10.38%
  • Deposits grew $155M, or 13.4%, while loans increased $134M, or 12.8%, supporting expansion
  • NIM reached 3.47%; transactional deposits represented 79% of deposits at an average 178-basis-point cost
  • Adjusted tangible book value rose 12.5% to $21.44/share, alongside a 20.41% dividend payout ratio
  • Asset quality remained strong, with nonperforming assets covered 344% and criticized loans declining to $5.744M

Other items in this filing:

  • Item 7.01: Regulation FD Disclosure

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