10-Q quarterly report · filed Aug 7, 2026

Oscar Health, Inc. (OSCR) Q2 2026 10-Q Quarterly Report

Short answer

Oscar Health, Inc. (OSCR) filed its Q2 2026 10-Q quarterly report on Aug 7, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $6M (down 6.2% year over year) with net income of $362M.

Q2 2026 key financials · XBRL

Revenue
$6M
−6.2% YoY · +6.6% QoQ
Net income
$362M
+258.4% YoY · −46.7% QoQ
Operating margin
6376.3%
EPS (diluted)
$1.09
+245.3% YoY · −47.3% QoQ

Source: XBRL data from the Oscar Health, Inc. (OSCR) Q2 2026 10-Q on SEC EDGAR. USD.

Oscar Health, Inc. Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Total revenue $4.880B, up from $2.864B YoY
  • Earnings from operations $388.6M vs loss of $230.5M YoY
  • MLR 79.2% vs 91.1%; SG&A ratio 14.2% vs 18.7%
  • Membership 2.963M, up 46% YoY; premium revenue $4.789B, up 71%
  • Approximately 250–300 thousand members expected retroactively disenrolled; ACA subsidy expiration and regulatory changes threaten enrollment

Risk Factors

  • No material changes to 2025 Form 10-K risk factors disclosed
  • Executive stock issuance: CEO purchased 1,000,000 Class A shares for $11.9 million
  • Insider trading compliance: director’s Rule 10b5-1 plan covers up to 25,000 shares through April 15, 2027
  • Executive compensation governance: amended employment agreement with Mario Schlosser dated May 29, 2026

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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