10-Q quarterly report · filed May 7, 2026

Oscar Health, Inc. (OSCR) Q1 2026 10-Q Quarterly Report

Short answer

Oscar Health, Inc. (OSCR) filed its Q1 2026 10-Q quarterly report on May 7, 2026 for the quarter ended Mar 31, 2026. Quarterly revenue was $6M (up 32.1% year over year) with net income of $679M.

Q1 2026 key financials · XBRL

Revenue
$6M
+32.1% YoY
Net income
$679M
+146.7% YoY
Operating margin
12313.5%
EPS (diluted)
$2.07
+125.0% YoY

Source: XBRL data from the Oscar Health, Inc. (OSCR) Q1 2026 10-Q on SEC EDGAR. USD.

Oscar Health, Inc. Q1 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Quarterly revenue $4,647.2M, up $1,600.9M or 53% YoY
  • Earnings from operations $704.1M vs $297.1M YoY
  • MLR 70.5% vs 75.4%; SG&A ratio 15.2% vs 15.8% YoY
  • Individual and Small Group membership 3.17M vs 2.02M; Cigna+Oscar membership worst at zero
  • Health Insurance Subsidiaries cash, equivalents and investments $7.8B vs $5.1B at December 31, 2025
  • Headwinds: eAPTC expiration, tighter enrollment rules, OBBBA, and proposed 100% pharmaceutical tariffs

Risk Factors

  • No material changes to 2025 Form 10-K risk factors disclosed
  • New $11.9 million CEO stock purchase for 1,000,000 Class A shares
  • New $1.7 billion credit agreement dated February 6, 2026
  • CFO 10b5-1 plan permits sales of up to 210,000 Class A shares through June 26, 2027
  • CTO 10b5-1 plans permit sales of up to 1,075,000 Class B shares through June 30, 2027

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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