Short answer
Orange County Bancorp, Inc. /DE/ (OBT) filed an 8-K current report with the SEC on September 23, 2026 reporting Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). Item 7.01 provides Regulation FD disclosure, but the text contains only standard filing-status disclaimers.
Orange County Bancorp, Inc. /DE/ 8-K event analysis
AI summary of each reported item and its exhibits
Item 7.01 · Regulation FD Disclosure
- Item 7.01 provides Regulation FD disclosure, but the text contains only standard filing-status disclaimers
- Information is furnished, not “filed” under Exchange Act Section 18
- No substantive business, financial, or investor-relevant disclosure in the provided text
Item EX-99.1 · Exhibit EX-99.1
- 2Q 2026 results presentation highlights $2.8B assets, $2.4B deposits, $1.9B net loans, and $1.7B AUM
- Six-month 2026 net income $24.943M, EPS $1.87, ROAA 1.86%, and ROAE 16.97%
- Deposits grew 6.8% year over year, supported by 98.5% core deposits and 96-basis-point deposit costs
- Credit metrics remain favorable: $1.4M net recovery, $524,000 net charge-offs, and reserves at 1.38% of gross loans
- Strategic upside from expansion across Rockland, Westchester, and Bronx markets, wealth management, and opportunistic M&A
Generated from the filing text and exhibits; verify against the original. What 8-K item codes mean
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