Short answer
Orange County Bancorp, Inc. /DE/ (OBT) filed an 8-K current report with the SEC on April 28, 2026 reporting Item EX-99.1 (Exhibit EX-99.1). Q1 net income reached record $11.3M, up 29.6%, with EPS rising to $0.85 from $0.77.
Orange County Bancorp, Inc. /DE/ 8-K event analysis
AI summary of each reported item and its exhibits
Item EX-99.1 · Exhibit EX-99.1
- Q1 net income reached record $11.3M, up 29.6%, with EPS rising to $0.85 from $0.77
- Net interest margin expanded 45 basis points to 4.40%, driven by lower funding costs and higher loan yields
- Core deposits grew $39.4M to $2.4B while loans remained near $2.0B, reducing reliance on higher-cost brokered funding
- Credit risk increased: nonperforming loans rose to $26.1M, or 1.34% of loans, from $11.1M at year-end
- Wealth management AUM declined 13.0% to $1.6B, creating an offset to otherwise strong banking performance
Generated from the filing text and exhibits; verify against the original. What 8-K item codes mean
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