Short answer
NMI Holdings, Inc. (NMIH) filed an 8-K current report with the SEC on July 30, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). Q2 2026 financial results for quarter ended June 30, 2026.
NMI Holdings, Inc. 8-K event analysis
AI summary of each reported item and its exhibits
Item 2.02 · Results of Operations and Financial Condition
- Q2 2026 financial results for quarter ended June 30, 2026
- Press release issued July 30, 2026 and furnished as Exhibit 99.1
- Detailed operating results and management commentary available in Exhibit 99.1
Item EX-99.1 · Exhibit EX-99.1
- Record Q2 net income $105.8M and diluted EPS $1.38, up from $96.2M and $1.21 year over year
- Insurance-in-force reached $227.1B, up 6% year over year, while new insurance written rose 29% to $16.1B
- Loss ratio improved to 8.3% from 13.3% quarter over quarter, driving combined ratio down to 27.7%
- Adjusted book value per share rose 15% year over year to $36.88, supporting capital strength and shareholder value
- Default rate increased to 1.16% from 1.00% year over year, warranting monitoring despite strong current underwriting profitability
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