8-K current report · filed Apr 30, 2026

NMI Holdings, Inc. (NMIH) 8-K Current Report: April 30, 2026

Item 2.02Item EX-99.1NMIH overview

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NMI Holdings, Inc. (NMIH) filed an 8-K current report with the SEC on April 30, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). Q1 2026 financial results for quarter ended March 31, 2026 announced April 30, 2026.

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Item 2.02 · Results of Operations and Financial Condition

  • Q1 2026 financial results for quarter ended March 31, 2026 announced April 30, 2026
  • Detailed results furnished in Exhibit 99.1, requiring review for earnings, profitability, and operating trends
  • Disclosure furnished under Regulation FD, limiting Section 18 liability and automatic incorporation into other filings

Item EX-99.1 · Exhibit EX-99.1

  • Q1 2026 net income $99.3M, or $1.28 diluted EPS, up from $94.2M and $1.20 sequentially
  • Insurance-in-force reached $222.3B, up 5% year over year, supporting premium growth and recurring earnings
  • Net premiums earned rose 4% year over year to $154.8M, while total revenue increased 6% to $183.5M
  • Combined ratio improved to 33.1% from 34.3% sequentially but worsened from 23.2% year over year as loss ratio reached 13.3%
  • Default rate increased to 1.17% from 1.04% year over year, warranting monitoring despite $3.6B PMIERs available assets versus $2.2B required assets

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