8-K current report · filed Jul 22, 2026

NB Bancorp, Inc. (NBBK) 8-K Current Report: July 22, 2026

Item 2.02Item 7.01Item 8.01Item EX-99.1NBBK overview

Short answer

NB Bancorp, Inc. (NBBK) filed an 8-K current report with the SEC on July 22, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure), Item 8.01 (Other Events), Item EX-99.1 (Exhibit EX-99.1). Earnings announcement for quarter ended June 30, 2026.

NB Bancorp, Inc. 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Earnings announcement for quarter ended June 30, 2026
  • Full financial results contained in Exhibit 99.1 press release
  • Exhibit furnished under Item 2.02, not filed under Section 18 or incorporated by reference

Item 7.01 · Regulation FD Disclosure

  • Investor presentation released July 22, 2026, ahead of the July 28, 2026 investor bank meeting
  • Exhibit 99.2 contains management’s presentation materials and may include updated strategy or operating commentary
  • Disclosure under Regulation FD makes the same investor information broadly available to shareholders

Item 8.01 · Other Events

  • Quarterly dividend of $0.07 per share declared by NB Bancorp’s Board
  • August 5, 2026 record date; payment scheduled for August 19, 2026
  • Dividend declaration signals continued shareholder distributions and requires cash outlay from the company

Item EX-99.1 · Exhibit EX-99.1

  • Q2 net income $21.1M, or $0.53 diluted EPS, versus $15.0M and $0.36 prior quarter
  • Net interest margin expanded to 4.00% from 3.93%, with loans up 3.4% and deposits up 3.7%
  • Credit metrics improved sharply: annualized net charge-offs 0.07% versus 0.91%; NPLs 0.43% versus 0.73%
  • Brokered deposits increased 26.3% to $719.9M, outpacing core-deposit growth and raising funding-mix sensitivity
  • $0.07 quarterly dividend declared, payable August 19, 2026 to shareholders of record August 5, 2026

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