8-K current report · filed Apr 22, 2026

NB Bancorp, Inc. (NBBK) 8-K Current Report: April 22, 2026

Item 2.02Item 5.02Item 8.01Item EX-99.1NBBK overview

Short answer

NB Bancorp, Inc. (NBBK) filed an 8-K current report with the SEC on April 22, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 5.02 (Departure/Election of Directors or Officers), Item 8.01 (Other Events), Item EX-99.1 (Exhibit EX-99.1). Q1 2026 earnings covered quarter ended March 31, 2026.

NB Bancorp, Inc. 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Q1 2026 earnings covered quarter ended March 31, 2026
  • Results announced April 22, 2026 through Exhibit 99.1 press release
  • Exhibit 99.1 contains the substantive financial results for investor review

Item 5.02 · Departure/Election of Directors or Officers

  • New executive annual incentive plan effective January 1, 2026
  • Cash awards tied to Committee-set performance goals and formulas
  • Maximum award opportunity capped at 125% of target
  • Compensation Committee discretion to adjust, reduce or increase awards
  • Clawback and termination provisions add potential recovery and forfeiture conditions

Item 8.01 · Other Events

  • Quarterly dividend declared at $0.07 per share
  • May 6, 2026 record date for eligible stockholders
  • May 20, 2026 payment date
  • Dividend declaration signals continued shareholder capital returns by NB Bancorp

Item EX-99.1 · Exhibit EX-99.1

  • Q1 net income $15.0M, or $0.36 diluted EPS, up from $7.7M and $0.19 in Q4 2025
  • Operating EPS $0.38 versus $0.51, reflecting higher technology, staffing, and integration costs
  • Loans rose 3.7% to $6.21B and deposits 4.2% to $6.10B, supporting continued balance-sheet expansion
  • Credit costs worsened: $6.3M provision, 0.91% annualized charge-offs, and NPLs rising 5.1% to $45.6M
  • Quarterly dividend $0.07 per share payable May 20, 2026; 1,288,509 shares repurchased for $27.8M

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