MCRI at a glance
MONARCH CASINO & RESORT INC (MCRI, SEC CIK 907242) filed its latest 10-K annual report on February 24, 2026, a 10-Q quarterly report on July 28, 2026, an 8-K current report on July 21, 2026 and Form 4 insider filings as recently as September 21, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), MONARCH CASINO & RESORT INC (MCRI) reported revenue of $545.1 million (up 4.4% from FY2024) and net income of $101.4 million. Diluted EPS was $5.43.
- As of June 30, 2026, 31 institutional investment managers tracked by SignalX reported holding MONARCH CASINO & RESORT INC (MCRI) shares worth $792.3 million in 13F-HR filings.
- The most recent insider open-market sale reported on Form 4 was by FARAHI JOHN on September 17, 2026 of 5,000 shares at $124.00 per share.
- In the last 90 days, MCRI insiders reported 0 open-market purchases ($0) and 1 open-market sale ($620K) on Form 4, a net sale of $620K.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $545.1M
- +4.4% vs prior year
- Insiders · 90 days
- 0 buys · 1 sell
- Net −$620K
- 13F holders
- 31 funds
- $792.3M · +0 vs prior quarter
- Latest 8-K
- Jul 21, 2026
- Item 2.02 · Item 8.01
AI 10-K Annual Report Analysis
Latest 10-K, fiscal year ended Dec 31, 2025
Business Overview
- Core business: Casino and resort operations with significant investment in property upgrades and expansions
- Heightened regulatory compliance focus on Bank Secrecy Act reporting and potential new rules on customer income sources by FinCEN
- Increased operational risk from evolving environmental regulations and proximity of Monarch Black Hawk to historic mining and superfund sites
- Monarch Black Hawk Expansion capital expenditures ongoing; risks include higher costs and uncertain returns on investment
- Initiated annual common stock dividends since Q2 2023, contingent on multiple financial and market factors
Risk Factors
- Litigation risk from principal judgment and ongoing appeal involving PCL Construction Services, accruing $27.6M loss in 2024 and $2.75M interest in 2025
- Labor cost inflation amid tight labor market and wage pressure impacting Atlantis and Monarch Black Hawk operations
- Competitive pricing pressure in hotel segment from low daily rates by local rivals causing occupancy decline to 81.6% in 2025 from 82.8% in 2024
- Pressure from California tribal gaming expansion creating tougher Northern Nevada promotional environment impacting Atlantis revenue growth
- Zero borrowings under credit facility in 2025 after paying down $5.5M in 2024, indicating low financial leverage but limited liquidity cushion
Management Discussion & Analysis
- Net cash provided by operations $164.7M, up 17.1% or $24.0M YoY due to revenue and interest income increase
- Capital expenditures $37.2M in 2025 vs $43.9M in 2024, mainly on Atlantis hotel redesign and gaming equipment
- Financing cash outflow $89.9M in 2025, including $72.7M stock repurchase and $21.9M dividends paid
- Zero outstanding debt under Amended Credit Facility with $99.4M borrowing capacity available as of Dec 31, 2025
- Judgment of $74.6M from litigation poses near-term cash risk; management cautious of financial, regulatory uncertainties
AI summary of the MCRI 10-K filed . Generated from the filing text; verify against the original.View on SEC EDGARHow to read a 10-K
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Net revenue $142.6M, up 4.2% YoY from $136.9M
- Net income $32.5M, up 20.4% YoY; diluted EPS $1.78 vs $1.44
- Hotel strongest segment, revenue up 13.0%; occupancy 83.7% vs 79.6%, RevPAR $177.94 vs $162.57
- Food and beverage weakest margin trend, operating expense 72.9% vs 70.3%; revenue up 3.1%
- Operating cash flow $79.2M; capital expenditures $12.6M; share repurchases $17.5M and dividends $10.7M
- Near-term risks: wage inflation, labor shortages, aggressive promotions, California tribal gaming competition and inflationary pressures
Risk Factors
- No material risk-factor changes disclosed from the 2025 Form 10-K
- Carried-forward business risks incorporated by reference to the 2025 Form 10-K
- No new regulatory, legal, compliance, operational, competitive, market, or financial risks identified
AI summary of the MCRI 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 2.02: Results of Operations and Financial Condition
- Q2 2026 results for quarter ended June 30, 2026
- Press release contains financial performance details and is filed as Exhibit 99.1
Item 8.01: Other Events
- Quarterly cash dividend of $0.30 per share announced
- September 1, 2026 record date for eligible shareholders
Item 5.07: Submission of Matters to a Vote of Security Holders
- 88.4% stockholder participation, with 15,683,618 shares represented at the annual meeting
- All four board nominees elected; Paul Andrews and Hope S. Taitz received strongest support
Item 2.02: Results of Operations and Financial Condition
- Q1 fiscal 2026 results covered quarter ended March 31, 2026
- Press release issued April 21, 2026
Item 8.01: Other Events
- Quarterly cash dividend of $0.30 per share announced
- Payment date June 15, 2026, for shareholders of record June 1, 2026
AI summaries of MCRI 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for MCRI
Don't miss the next MCRI filing
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- Fund moves. Which tracked funds opened, added or cut MCRI, by share count.
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| FARAHI JOHN | Sell | Sep 17, 2026 | 5,000 | $124.00 |
| SULLIVAN CRAIG F | A | Jun 30, 2026 | 6,100 | $131.61 |
| Koenig Edwin S. | A | Jun 30, 2026 | 5,000 | $131.61 |
| Taitz Hope S | A | Jun 30, 2026 | 6,100 | $131.61 |
| FARAHI JOHN | Sell | May 28, 2026 | 5,000 | $120.84 |
| FARAHI JOHN | M | Apr 28, 2026 | 66,666 | $23.08 |
| FARAHI JOHN | M | Apr 28, 2026 | 66,668 | $45.32 |
| FARAHI JOHN | M | Apr 28, 2026 | 66,666 | - |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $501.5M | $522.2M | $545.1M |
| Gross Profit | $110.2M | $92.5M | $127.5M |
| Net Income | - | $72.8M | $101.4M |
| Gross Margin | 22.0% | 17.7% | 23.4% |
| Net Margin | - | 13.9% | 18.6% |
| Balance Sheet | |||
| Total Assets | - | $691.6M | $712.8M |
| Equity | $513.1M | $517.7M | $537.7M |
| ROE | - | 14.1% | 18.9% |
| Per Share | |||
| EPS | $4.20 | $3.84 | $5.43 |
| Cash Flow | |||
| Operating CF | - | $140.7M | $164.7M |
| CapEx | - | $47.4M | $36.3M |
Source: XBRL data in MONARCH CASINO & RESORT INC (MCRI)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate MCRI share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 31 | $792.3M |
| Q1 2026 | 31 | $544.6M |
| Q4 2025 | 28 | $562.5M |
| Q3 2025 | 30 | $697.8M |
| Q2 2025 | 29 | $528.1M |
| Q1 2025 | 27 | $327.1M |
| Q4 2024 | 22 | $225.6M |
| Q3 2024 | 21 | $138.2M |
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Source: 13F-HR filings on SEC EDGAR (aggregated from 219 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
MCRI filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
8-K current reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Sep 21, 2026 | - | - | - |
| 10-Q | Jul 28, 2026 | Jun 30, 2026 | Analysis | |
| 8-K | Jul 21, 2026 | - | Analysis | - |
| 4 | Jul 7, 2026 | - | - | - |
| 4 | Jul 6, 2026 | - | - | - |
| 4 | Jul 6, 2026 | - | - | - |
| 8-K | May 29, 2026 | - | Analysis | |
| 4 | May 29, 2026 | - | - | |
| 10-Q | Apr 30, 2026 | Mar 31, 2026 | Analysis | |
| 4 | Apr 30, 2026 | - | - | - |
| 4 | Apr 24, 2026 | - | - | - |
| 8-K | Apr 22, 2026 | - | Analysis | - |
| 4 | Mar 25, 2026 | - | - | - |
| 10-K | Feb 24, 2026 | Dec 31, 2025 | Analysis | |
| 4 | Feb 12, 2026 | - | - | |
| 8-K | Feb 4, 2026 | - | - | |
| 4 | Jan 16, 2026 | - | - | |
| 4 | Jan 9, 2026 | - | - | |
| 4 | Jan 9, 2026 | - | - | |
| 4 | Jan 7, 2026 | - | - | |
| 8-K | Dec 19, 2025 | - | - | |
| 10-Q | Oct 28, 2025 | Sep 30, 2025 | Analysis | |
| 10-Q | Jul 29, 2025 | Jun 30, 2025 | - | |
| 10-Q | May 2, 2025 | Mar 31, 2025 | - | |
| 10-K | Mar 3, 2025 | Dec 31, 2024 | - |
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MCRI SEC filings: frequently asked questions
Are MCRI insiders buying or selling?
In the last 90 days, MONARCH CASINO & RESORT INC (MCRI) officers, directors and 10% owners reported no open-market purchases and 1 open-market sale worth $620,000 by 1 insider on Form 4. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold MCRI stock?
As of June 30, 2026, the largest MONARCH CASINO & RESORT INC (MCRI) holders among the 13F filers tracked by SignalX were BlackRock ($270.7 million), State Street Corp ($68.1 million), Vanguard Capital Management LLC ($68.0 million), JPMorgan Chase & Co ($58.9 million), Vanguard Portfolio Management LLC ($54.5 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was MCRI's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), MONARCH CASINO & RESORT INC (MCRI) reported revenue of $545.1 million (up 4.4% from FY2024) and net income of $101.4 million. Diluted EPS was $5.43. The figures come from the XBRL data in the 10-K.
What are the main risks in MCRI's latest 10-K?
In the 10-K filed February 24, 2026, MONARCH CASINO & RESORT INC (MCRI) flagged: Litigation risk from principal judgment and ongoing appeal involving PCL Construction Services, accruing $27.6M loss in 2024 and $2.75M interest in 2025. Labor cost inflation amid tight labor market and wage pressure impacting Atlantis and Monarch Black Hawk operations. (AI summary of the Risk Factors section.)
What did MCRI report in its latest 8-K?
MONARCH CASINO & RESORT INC (MCRI) filed an 8-K on July 21, 2026 reporting Item 2.02 (Results of Operations and Financial Condition) and Item 8.01 (Other Events). Q2 2026 results for quarter ended June 30, 2026.
What are the latest MCRI SEC filings?
MONARCH CASINO & RESORT INC (MCRI) filed its latest 10-K annual report on February 24, 2026, a 10-Q quarterly report on July 28, 2026, an 8-K current report on July 21, 2026 and a Form 4 insider filing on September 21, 2026.
What is MCRI's SEC CIK number?
MONARCH CASINO & RESORT INC (MCRI)'s SEC Central Index Key (CIK) is 907242. EDGAR lists every MCRI filing under that number.
Ask anything about MCRI
The research agent reads MCRI's filings, financials, insider trades and 13F holders, then answers with sources.