8-K current report · filed Aug 4, 2026

loanDepot, Inc. (LDI) 8-K Current Report: August 4, 2026

Item 2.02Item 7.01Item EX-99.1LDI overview

Short answer

loanDepot, Inc. (LDI) filed an 8-K current report with the SEC on August 4, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). Q2 2026 earnings announcement for quarter ended June 30, 2026.

loanDepot, Inc. 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Q2 2026 earnings announcement for quarter ended June 30, 2026
  • Full operating results and management commentary furnished in Exhibit 99.1
  • Investors should review Exhibit 99.1 for revenue, profitability, origination volume, and outlook details

Item 7.01 · Regulation FD Disclosure

  • Reg FD disclosure references Exhibits 99.1 and 99.2 as the substantive investor information
  • Furnished materials generally excluded from Exchange Act Section 18 liability
  • Disclosure not incorporated into other filings unless expressly stated therein

Item EX-99.1 · Exhibit EX-99.1

  • Q2 revenue rose 18% to $337 million, while net loss narrowed to $7 million from $55 million sequentially
  • Origination volume increased 4% to $7.99 billion, with purchase loans reaching 57% of production versus 41% in Q1
  • Home-equity expansion lifted pull-through weighted gain-on-sale margin to 345 basis points from 271 basis points
  • Adjusted EBITDA improved to $20 million from $14 million, supporting management’s profitability turnaround narrative
  • Liquidity and refinancing remain key risks: cash fell to $229 million, with $2.13 billion of debt obligations outstanding

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