8-K current report · filed May 5, 2026

loanDepot, Inc. (LDI) 8-K Current Report: May 5, 2026

Item 2.02Item 7.01Item EX-99.1LDI overview

Short answer

loanDepot, Inc. (LDI) filed an 8-K current report with the SEC on May 5, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). loanDepot reported results for the quarter ended March 31, 2026.

loanDepot, Inc. 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • loanDepot reported results for the quarter ended March 31, 2026
  • Full earnings details furnished in Exhibit 99.1, including financial performance and management commentary

Item 7.01 · Regulation FD Disclosure

  • Items 2.02 and 7.01 materials furnished, not filed under Exchange Act Section 18
  • Exhibits 99.1 and 99.2 excluded from automatic incorporation into future Securities Act or Exchange Act filings
  • No substantive investor information included in the provided excerpt

Item EX-99.1 · Exhibit EX-99.1

  • Q1 revenue fell to $286 million and net loss widened to $55 million from $33 million sequentially
  • Originations declined 5% to $7.66 billion, but market share increased to 1.39%, indicating relative competitive gains
  • Pull-through gain-on-sale margin compressed 53 basis points to 271 basis points, pressuring profitability despite efficiency initiatives
  • Cash declined 17.7% to $277 million as servicing-rights investment increased, while warehouse borrowings rose 4.2% to $3.02 billion
  • Q2 outlook targets $7.25–$9.25 billion originations and 330–360 basis-point margins, implying potential sequential margin recovery

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