8-K current report · filed Jul 27, 2026

LendingClub Corp (LC) 8-K Current Report: July 27, 2026

Item 2.02Item EX-99.1LC overview

Short answer

LendingClub Corp (LC) filed an 8-K current report with the SEC on July 27, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). Q2 2026 results covered quarter ended June 30, 2026.

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AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Q2 2026 results covered quarter ended June 30, 2026
  • Earnings release issued July 27, 2026
  • Detailed financial results available in Exhibit 99.1

Item EX-99.1 · Exhibit EX-99.1

  • Q2 net income $58.1M and diluted EPS $0.50, up 52% year-over-year, signaling strong earnings momentum
  • Originations $3.1B, up 29% year-over-year, with Q3 guidance of $3.20B–$3.35B and full-year guidance of $12.2B–$12.6B
  • Pre-tax margin 28.8% versus 21.7%, helped by a $10.9M provision benefit versus $39.7M expense previously
  • Deposits $10.8B, up 18%, supporting $12.5B of assets, $4.1B liquidity, and capital ratios of 16.9% CET1 and 11.9% Tier 1 leverage
  • Rebrand to Happen Bank and Nasdaq ticker HAPN marks strategic expansion beyond lending, including entry into the $500B home-improvement market

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