8-K current report · filed Apr 16, 2026

INDEPENDENT BANK CORP (INDB) 8-K Current Report: April 16, 2026

Item 2.02Item 7.01Item EX-99.1INDB overview

Short answer

INDEPENDENT BANK CORP (INDB) filed an 8-K current report with the SEC on April 16, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). Q1 2026 earnings announced for quarter ended March 31, 2026.

INDEPENDENT BANK CORP 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Q1 2026 earnings announced for quarter ended March 31, 2026
  • Full financial results and management commentary contained in Exhibit 99.1
  • Earnings release date: April 16, 2026

Item 7.01 · Regulation FD Disclosure

  • Earnings-call presentation materials furnished under Regulation FD
  • Exhibit 99.2 contains management’s supplemental discussion for the fiscal 2026 earnings call

Item EX-99.1 · Exhibit EX-99.1

  • Q1 net income $79.9M, or $1.63 diluted EPS, up 6.1% sequentially and 79.9% year over year
  • Adjusted net income $82.1M, or $1.68 EPS, reflecting continued $3.0M Enterprise acquisition costs
  • Net interest margin expanded to 3.90%, while adjusted margin reached 3.72% on lower deposit costs
  • Asset-quality pressure increased: nonperforming loans rose to $96.6M and criticized commercial loans to $575.5M
  • Capital returned through $63.3M share repurchases and an 8.5% dividend increase to $0.64 per share

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