Short answer
HORACE MANN EDUCATORS CORP /DE/ (HMN) filed an 8-K current report with the SEC on July 21, 2026 reporting Item EX-99.1 (Exhibit EX-99.2). Glossary defines HMN’s non-GAAP measures, including core earnings, adjusted book value, tangible book value, and operating ratios.
HORACE MANN EDUCATORS CORP /DE/ 8-K event analysis
AI summary of each reported item and its exhibits
Item EX-99.1 · Exhibit EX-99.2
- Glossary defines HMN’s non-GAAP measures, including core earnings, adjusted book value, tangible book value, and operating ratios
- Core earnings exclude investment gains, legacy commercial exposures, impairments, amortization, and other nonrecurring items
- Underlying combined ratio excludes catastrophe losses and prior-year reserve development, isolating recurring P&C underwriting performance
- Sales and net premiums written provide leading indicators of agency productivity and future revenue trends
- Investors should reconcile HMN’s measures with GAAP and avoid direct comparisons with insurers using different definitions
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