Short answer
HORACE MANN EDUCATORS CORP /DE/ (HMN) filed an 8-K current report with the SEC on July 21, 2026 reporting Item EX-99.1 (Exhibit EX-99.2). Exhibit 99.1 defines HMN’s non-GAAP insurance metrics, enabling investors to interpret forthcoming earnings disclosures consistently.
HORACE MANN EDUCATORS CORP /DE/ 8-K event analysis
AI summary of each reported item and its exhibits
Item EX-99.1 · Exhibit EX-99.2
- Exhibit 99.1 defines HMN’s non-GAAP insurance metrics, enabling investors to interpret forthcoming earnings disclosures consistently
- Core earnings exclude investment gains, catastrophe-related volatility, impairments, amortization, and other unusual items
- Underlying combined ratio removes catastrophe losses and prior-year reserve development, isolating recurring underwriting performance
- Sales metrics indicate agency productivity and serve as leading indicators of future revenue trends
- Comparability limitations: HMN’s definitions may differ from other insurers’ non-GAAP measures
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