10-Q quarterly report · filed Aug 12, 2026

FIRST COMMUNITY CORP /SC/ (FCCO) Q2 2026 10-Q Quarterly Report

Short answer

FIRST COMMUNITY CORP /SC/ (FCCO) filed its Q2 2026 10-Q quarterly report on Aug 12, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $213,000 (down 4.9% year over year) with net income of $8M.

Q2 2026 key financials · XBRL

Revenue
$213,000
−4.9% YoY · −4.5% QoQ
Net income
$8M
+46.5% YoY · +38.1% QoQ
EPS (diluted)
$0.80
+19.4% YoY · +35.6% QoQ

Source: XBRL data from the FIRST COMMUNITY CORP /SC/ (FCCO) Q2 2026 10-Q on SEC EDGAR. USD.

FIRST COMMUNITY CORP /SC/ Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net income $7.6M, up $2.4M from $5.2M YoY
  • Net interest income $19.5M, up 27.3%; net interest margin 3.50% vs 3.19% YoY
  • Best segment investment advisory fees $2.3M, up $535K; mortgage banking income $1.1M vs $879K
  • SGBG merger added approximately $195.7M loans and 1.7M shares issued
  • Headwinds: credit losses, interest-rate changes, deposit competition, integration risks and higher FDIC assessments

Risk Factors

  • No material risk-factor changes from the December 31, 2025 Form 10-K
  • Carried-forward regulatory and compliance risks unchanged from the 10-K
  • Carried-forward operational and competitive risks unchanged from the 10-K
  • Carried-forward liquidity, debt, currency, and concentration risks unchanged from the 10-K

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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