Short answer
FIRST COMMUNITY CORP /SC/ (FCCO) filed its Q3 2025 10-Q quarterly report on Nov 7, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $243,000 (up 6.6% year over year) with net income of $5M.
Q3 2025 key financials · XBRL
- Revenue
- $243,000
- +6.6% YoY · +8.5% QoQ
- Net income
- $5M
- +34.5% YoY · +0.1% QoQ
- EPS (diluted)
- $0.67
- +34.0% YoY · +0.0% QoQ
Source: XBRL data from the FIRST COMMUNITY CORP /SC/ (FCCO) Q3 2025 10-Q on SEC EDGAR. USD.
FIRST COMMUNITY CORP /SC/ Q3 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Quarterly net income $5.2M vs $3.9M YoY, up $1.3M
- Net interest income $16.0M vs $13.4M, up 19.3% YoY
- Net interest margin 3.26% vs 2.95% YoY; effective tax rate 21.19% vs 22.89%
- Average loans $1.3B, up $80.7M or 6.7% YoY; investment securities $504.1M, up $16.5M
- Outlook headwinds: lower rates may compress margins; pending Signature Bank merger and regulatory changes remain risks
Risk Factors
- Merger-related risks newly added following Signature Bank agreement dated July 13, 2025
- No material changes to 10-K operational, market, or financial risks
- SEC-effective Form S-4 amendment dated September 24, 2025 triggered additional merger disclosures
- Merger execution and integration risks most relevant to near-term performance
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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