10-Q quarterly report · filed May 15, 2026

FIRST COMMUNITY CORP /SC/ (FCCO) Q1 2026 10-Q Quarterly Report

Short answer

FIRST COMMUNITY CORP /SC/ (FCCO) filed its Q1 2026 10-Q quarterly report on May 15, 2026 for the quarter ended Mar 31, 2026. Quarterly revenue was $223,000 (up 0.9% year over year) with net income of $5M.

Q1 2026 key financials · XBRL

Revenue
$223,000
+0.9% YoY
Net income
$5M
+37.6% YoY
EPS (diluted)
$0.59
+15.7% YoY

Source: XBRL data from the FIRST COMMUNITY CORP /SC/ (FCCO) Q1 2026 10-Q on SEC EDGAR. USD.

FIRST COMMUNITY CORP /SC/ Q1 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net income $5.5M vs $4.0M YoY; diluted EPS $0.59 vs $0.51
  • Net interest income $18.4M, up 27.7% from $14.4M; margin 3.35% vs 3.12%
  • Investment advisory fees $2.3M vs $1.8M; mortgage banking income $681K vs $759K
  • Average earning assets $2.2B vs $1.9B; loans $1.5B vs $1.2B following SGBG acquisition
  • Effective tax rate 7.36% vs 22.85%; headwinds include credit losses, rate changes, competition, and merger integration risks

Risk Factors

  • No material risk-factor changes from December 31, 2025 Form 10-K
  • Carried-forward regulatory, legal, and compliance risks remain applicable under prior 10-K disclosures
  • Carried-forward operational and competitive risks remain applicable under prior 10-K disclosures
  • Carried-forward liquidity, debt, currency, and concentration risks remain applicable under prior 10-K disclosures

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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