10-Q quarterly report · filed Aug 7, 2026

FIRST COMMUNITY BANKSHARES INC /VA/ (FCBC) Q2 2026 10-Q Quarterly Report

Short answer

FIRST COMMUNITY BANKSHARES INC /VA/ (FCBC) filed its Q2 2026 10-Q quarterly report on Aug 7, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $40M (up 11.9% year over year) with net income of $23M.

Q2 2026 key financials · XBRL

Revenue
$40M
+11.9% YoY · +4.8% QoQ
Net income
$23M
+83.8% YoY · +87.2% QoQ
EPS (diluted)
$1.19
+77.6% YoY · +88.9% QoQ

Source: XBRL data from the FIRST COMMUNITY BANKSHARES INC /VA/ (FCBC) Q2 2026 10-Q on SEC EDGAR. USD.

FIRST COMMUNITY BANKSHARES INC /VA/ Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net income $22.51M, up 83.84% YoY from $12.25M
  • Net interest margin 4.38% vs 4.37%; net interest income $35.05M vs $30.78M
  • Noninterest income $22.34M, up 116.06%, led by $10.38M Bearing Insurance gain
  • Loans $2.46B average, up $94.77M; deposits increased $331.26M, or 12.34%
  • No Q2 share repurchases; $20.33M spent on 504,652 shares in Q1 2026

Risk Factors

  • No material changes to risk factors from the December 31, 2025 Form 10-K
  • Carried-forward risks could adversely affect business, liquidity, capital access, and results
  • Carried-forward market risk: significant stock-price decline could cause investors to lose all or part of their investment
  • Unidentified or previously immaterial risks may still adversely affect the Company due to non-exhaustive disclosures

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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