Short answer
FIRST COMMUNITY BANKSHARES INC /VA/ (FCBC) filed its Q3 2025 10-Q quarterly report on Nov 7, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $36M (down 3.2% year over year) with net income of $12M.
Q3 2025 key financials · XBRL
- Revenue
- $36M
- −3.2% YoY · +0.9% QoQ
- Net income
- $12M
- −5.9% YoY · +0.2% QoQ
- EPS (diluted)
- $0.66
- −1.5% YoY · −1.5% QoQ
Source: XBRL data from the FIRST COMMUNITY BANKSHARES INC /VA/ (FCBC) Q3 2025 10-Q on SEC EDGAR. USD.
FIRST COMMUNITY BANKSHARES INC /VA/ Q3 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Net income $12.27M, down $768K or 5.89% YoY
- Net interest margin 4.43% vs 4.41% YoY; ROA 1.53% vs 1.60%
- Best line: service charges on deposits $4.52M, up 23.46% YoY
- Worst line: other operating income $1.15M, down 43.10% YoY
- Cash and equivalents up $50.25M or 13.31%; $1.85M spent on 50,338 share repurchases in 2025
- Hometown merger expected January 2026; additional merger expenses anticipated
Risk Factors
- No material changes to 10-K risk factors for the quarter ended September 30, 2025
- Carried-forward risks could adversely affect business, financial condition, liquidity, capital access, and results
- Market-value risk: adverse events could significantly reduce common-stock value
- Investment risk: shareholders could lose all or part of their investment
- Unidentified risks: additional undisclosed risks could materially harm the Company
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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