10-Q quarterly report · filed May 8, 2026

FIRST COMMUNITY BANKSHARES INC /VA/ (FCBC) Q1 2026 10-Q Quarterly Report

Short answer

FIRST COMMUNITY BANKSHARES INC /VA/ (FCBC) filed its Q1 2026 10-Q quarterly report on May 8, 2026 for the quarter ended Mar 31, 2026. Quarterly revenue was $38M (up 7.4% year over year) with net income of $12M.

Q1 2026 key financials · XBRL

Revenue
$38M
+7.4% YoY
Net income
$12M
+1.8% YoY
EPS (diluted)
$0.63
−1.6% YoY

Source: XBRL data from the FIRST COMMUNITY BANKSHARES INC /VA/ (FCBC) Q1 2026 10-Q on SEC EDGAR. USD.

FIRST COMMUNITY BANKSHARES INC /VA/ Q1 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net income $12.03M, up $209K or 1.77% YoY
  • Net interest margin 4.37% vs 4.34%; ROA 1.39% vs 1.49% YoY
  • Noninterest income $11.46M, up 12.01%; service charges and fees strongest at $3.94M, up 18.05%
  • Assets rose $385.30M to $3.64B after Hometown acquisition; deposits increased $379.06M
  • Share repurchases $20.33M for 504,652 shares; merger expenses $2.31M created near-term earnings pressure

Risk Factors

  • No newly added risk factors this quarter; filing states no material changes from the December 31, 2025 Form 10-K
  • Carried-forward market-value risk; adverse events could reduce common-stock value and cause investors to lose part or all of their investment
  • Carried-forward financial risk; identified risks could adversely affect liquidity and access to capital resources
  • Carried-forward operating risk; future results could differ materially from historical results and expected financial performance

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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