10-Q quarterly report · filed Jul 29, 2026

Fair Isaac (FICO) Q2 2026 10-Q Quarterly Report

Short answer

Fair Isaac (FICO) filed its Q2 2026 10-Q quarterly report on Jul 29, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $674M (up 25.7% year over year) with net income of $237M.

Q2 2026 key financials · XBRL

Revenue
$674M
+25.7% YoY · −2.5% QoQ
Net income
$237M
+30.5% YoY · −10.3% QoQ
Operating margin
53.8%
EPS (diluted)
$10.39
+40.6% YoY · −6.6% QoQ

Source: XBRL data from the Fair Isaac (FICO) Q2 2026 10-Q on SEC EDGAR. USD.

Fair Isaac Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Revenue $674.2M, up 26% YoY from $536.4M
  • Operating margin 54% vs 49% YoY; net income $237.2M, up 30%
  • Best segment Scores revenue $458.9M, up 41%; Software revenue $215.3M, up 2%
  • Operating cash flow $777.9M for nine months vs $555.1M; share repurchases $2.3B
  • Debt $5.6B vs $3.1B at September 30, 2025 after $1.5B term loan and ASR financing

Risk Factors

  • No Risk Factors section provided; supplied text covers issuer repurchases and exhibits only
  • Financial risk: $1.5 billion ASR agreement with Wells Fargo, final share count pending fourth-quarter settlement
  • Capital-allocation risk: June 2026 program authorized up to $2.0 billion in repurchases
  • Credit-agreement change: First amendment to Third Amended and Restated Credit Agreement dated June 5, 2026

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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