Fair Isaac (FICO) Q4 2025 10-Q Quarterly Report
Filed: Jan 28, 2026Period ending Dec 31, 2025
Information Technology
Services-Business Services, NECSEC EDGAR Fair Isaac (FICO) 10-Q quarterly report for Q4 2025, filed with SEC EDGAR on Jan 28, 2026 for the fiscal period ending Dec 31, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.
Fair Isaac Q4 2025 10-Q Analysis
Management Discussion & Analysis
- • Revenue $512.0M, up 16% YoY from $440.0M; Scores $304.5M, up 29% YoY from $235.7M; Software $207.4M, up 2% YoY from $204.3M
- • Operating margin 45.7% ($234.0M/$512.0M) vs 40.8% ($179.5M/$440.0M) YoY; Scores operating margin 88% vs 86% YoY; Software operating margin 28% vs 30% YoY
Risk Factors
- • No new or changed risk factors this quarter from fiscal 2025 10-K
- • Continued legal risk from data privacy regulations impacting global operations
Fair Isaac Q4 2025 Quarterly FinancialsXBRL
Revenue
$512M
▲ +16.4% YoY
Net Income
$158M
▲ +3.8% YoY
Operating Margin
45.7%
▲ +491bp YoY
Net Margin
30.9%
▼ -373bp YoY
ROE
-8.8%
▲ +464bp YoY
Total Assets
$1.9B
▲ +8.6% YoY
EPS (Diluted)
$6.61
▲ +7.7% YoY
Operating Cash Flow
$174M
▼ -10.3% YoY
Source: XBRL data from Fair Isaac Q4 2025 10-Q filing on SEC EDGAR. All figures in USD.
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