10-Q quarterly report · filed Apr 28, 2026

Fair Isaac (FICO) Q1 2026 10-Q Quarterly Report

Short answer

Fair Isaac (FICO) filed its Q1 2026 10-Q quarterly report on Apr 28, 2026 for the quarter ended Mar 31, 2026. Quarterly revenue was $692M (up 38.7% year over year) with net income of $264M.

Q1 2026 key financials · XBRL

Revenue
$692M
+38.7% YoY · +35.1% QoQ
Net income
$264M
+62.6% YoY · +67.0% QoQ
Operating margin
58.2%
EPS (diluted)
$11.12
+68.7% YoY · +68.2% QoQ

Source: XBRL data from the Fair Isaac (FICO) Q1 2026 10-Q on SEC EDGAR. USD.

Fair Isaac Q1 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Revenue $691.7M, up 39% YoY from $498.7M, led by Scores revenue $475.0M, up 60%
  • Operating margin 58% vs 49% YoY, with net income $264.5M, up 63%
  • Best segment Scores revenue $475.0M versus Software $216.7M; Software revenue up 7% YoY
  • Operating cash flow $397.4M year-to-date vs $268.9M; cash $219.4M vs $134.1M at September 30, 2025
  • $611.3M share repurchases, $1.0B senior notes issued, total debt $3.6B as of March 31, 2026

Risk Factors

  • No risk-factors section provided; supplied text covers repurchases, trading plans, debt instruments, and exhibits
  • New $1.5 billion February 2026 repurchase authorization replaced the $1.0 billion June 2025 program
  • New 6.250% senior notes due 2034 introduced March 20, 2026
  • Insider trading-plan activity: director plan covers up to 1,934 shares through March 4, 2027
  • CEO terminated plan covering up to 47,904 shares plus vesting-related shares

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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