Short answer
Enova International, Inc. (ENVA) filed an 8-K current report with the SEC on September 9, 2026 reporting Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). Supplemental Data provides historical delinquency and loss metrics for Enova and OnDeck loans.
Enova International, Inc. 8-K event analysis
AI summary of each reported item and its exhibits
Item 7.01 · Regulation FD Disclosure
- Supplemental Data provides historical delinquency and loss metrics for Enova and OnDeck loans
- Metrics use missed-payment factor, cumulative net loss, and annualized net loss rate methodologies
- Data offers credit-performance context but carries no assurance of future loan or portfolio performance
- Disclosure references a proposed private offering of Offered Notes, with completion and size uncertain
- Offering execution depends on credit markets, interest rates, securitization conditions, and investor demand
Item EX-99.1 · Exhibit EX-99.1
- Portfolio growth to $3.07B outstanding at 7/31/2026, with term loans $1.75B and lines of credit $1.32B
- Term-loan 61+ DPD balances $69.8M, representing 4.00% of unpaid principal balance
- Line-of-credit 61+ DPD balances $40.7M, representing 3.08% of unpaid principal balance
- Annualized net charge-off rates improved to 10.94% for term loans and 12.01% for lines of credit as of 7/31/2026
- Credit quality remains highly score-sensitive, with 30-month cumulative charge-offs of 18.36% for scores below 515 versus 1.74% for scores 640+
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