10-Q quarterly report · filed Aug 4, 2026

DONEGAL GROUP INC (DGICA) Q2 2026 10-Q Quarterly Report

Short answer

DONEGAL GROUP INC (DGICA) filed its Q2 2026 10-Q quarterly report on Aug 4, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $241M (down 2.3% year over year) with net income of $22M.

Q2 2026 key financials · XBRL

Revenue
$241M
−2.3% YoY · +2.2% QoQ
Net income
$22M
+32.3% YoY · +93.8% QoQ

Source: XBRL data from the DONEGAL GROUP INC (DGICA) Q2 2026 10-Q on SEC EDGAR. USD.

DONEGAL GROUP INC Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Revenue $222.6M, down 4.0% YoY from $231.8M
  • Combined ratio 95.6% vs 97.7% YoY; expense ratio 35.8% vs 32.2%
  • Commercial lines premiums $146.1M, up 0.8%; personal lines $80.3M, down 9.7%
  • Net income $22.3M vs $16.9M YoY; effective tax rate 19.0% vs 17.4%
  • Personal lines decline expected to taper during 2026; headwinds include attrition, claims severity, litigation and repair costs

Risk Factors

  • No newly added risk factor during six months ended June 30, 2026
  • No material changes to 2025 Form 10-K risk factors filed March 6, 2026
  • Carried-forward shareholder-value risk affecting Class A and Class B common stock
  • Carried-forward business, operating-results, and financial-condition risks
  • No quarter-specific regulatory, legal, compliance, liquidity, debt, currency, or concentration changes disclosed

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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