Short answer
DONEGAL GROUP INC (DGICA) filed its Q3 2025 10-Q quarterly report on Nov 4, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $246M (down 2.3% year over year) with net income of $20M.
Q3 2025 key financials · XBRL
- Revenue
- $246M
- −2.3% YoY · −0.3% QoQ
- Net income
- $20M
- +19.9% YoY · +19.1% QoQ
Source: XBRL data from the DONEGAL GROUP INC (DGICA) Q3 2025 10-Q on SEC EDGAR. USD.
DONEGAL GROUP INC Q3 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Net premiums earned $229.8M, down 3.4% YoY from $238.0M
- Combined ratio 95.9% vs 96.4%; loss ratio 62.1% vs 61.5%; expense ratio 33.5% vs 34.5%
- Commercial lines net premiums written $130.4M, up 3.4%; personal lines $89.2M, down 15.9%
- Net income $20.1M vs $16.8M; diluted Class A EPS $.55 vs $.51
- Net investment income $13.9M, up 28.8% from $10.8M; headwinds from casualty severity and lower new business writings
Risk Factors
- No newly added risk factors during the nine months ended September 30, 2025
- No material changes from risks disclosed in the 2024 Form 10-K filed March 10, 2025
- Carried-forward business risk affecting operations, financial condition, and common-stock value
- Carried-forward regulatory and compliance risks incorporated by reference from the 2024 Form 10-K
- Carried-forward liquidity, debt, currency, and concentration risks incorporated by reference from the 2024 Form 10-K
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
Other DONEGAL GROUP INC quarterly reports
Ask about this quarter
Compare quarters, check guidance or see what insiders and funds did around the report.