Short answer
DONEGAL GROUP INC (DGICA) filed its Q1 2026 10-Q quarterly report on May 7, 2026 for the quarter ended Mar 31, 2026. Quarterly revenue was $236M (down 3.7% year over year) with net income of $12M.
Q1 2026 key financials · XBRL
- Revenue
- $236M
- −3.7% YoY
- Net income
- $12M
- −54.3% YoY
Source: XBRL data from the DONEGAL GROUP INC (DGICA) Q1 2026 10-Q on SEC EDGAR. USD.
DONEGAL GROUP INC Q1 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Net premiums earned $221.4M, down 4.9% YoY from $232.7M
- Combined ratio 99.8% vs 91.6%; loss ratio 64.1% vs 56.7%, expense ratio 35.4% vs 34.6%
- Commercial lines strongest growth, net premiums written $164.1M vs $160.6M; personal lines weakest at $75.2M vs $86.5M
- Net income $11.5M vs $25.2M; effective tax rate 18.5% vs 19.1%
- Operating cash flow $20.2M vs $25.7M; no line-of-credit borrowings, $35.0M FHLB advance outstanding
- Personal-lines premium decline expected to taper during 2026; headwinds from weather losses, large fires, claims severity and litigation trends
Risk Factors
- No newly added risk factors; company reported no material changes through March 31, 2026
- Carried-forward risks remain those disclosed in the 2025 Form 10-K filed March 6, 2026
- Regulatory and compliance exposure remains unchanged from the 10-K
- Operational, competitive, and market risks remain unchanged from the 10-K
- Financial risks, including liquidity, debt maturities, currency exposure, and concentration, remain unchanged from the 10-K
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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