8-K current report · filed Apr 28, 2026

COMMUNITY TRUST BANCORP INC /KY/ (CTBI) 8-K Current Report: April 28, 2026

Item 7.01Item EX-99.1CTBI overview

Short answer

COMMUNITY TRUST BANCORP INC /KY/ (CTBI) filed an 8-K current report with the SEC on April 28, 2026 reporting Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). Exhibit 99.1 furnished under Regulation FD, limiting its use as filed information.

COMMUNITY TRUST BANCORP INC /KY/ 8-K event analysis

AI summary of each reported item and its exhibits

Item 7.01 · Regulation FD Disclosure

  • Exhibit 99.1 furnished under Regulation FD, limiting its use as filed information
  • No substantive operating, financial, or strategic disclosure in the provided text

Item EX-99.1 · Exhibit EX-99.1

  • 2025 earnings $98.1M and EPS $5.44 exceeded goals of $88.0-$91.6M and $4.86-$5.06
  • 2025 loans grew 9.1% to $4.89B while deposits increased 7.3% to $5.70B, supporting balance-sheet expansion
  • Net interest margin rose 26 basis points to 3.67%, with net interest revenue up 17.7% in 2025
  • 2026 targets call for earnings of $105.1-$109.3M and EPS of $5.78-$6.02, implying continued profitability growth
  • Strategic priorities include quality loan and low-cost deposit growth, acquisition opportunities, branch expansion, and higher noninterest revenue

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